Seminar on "Human Rights V/s Effects of securitization and other banking laws " will be held on 28.8.2010 between 11 a.m. to 8 p.m. (with lunch break) at Town Hall, Bangalore. Invitees students of local Law Colleges to present their papers on the subject. Hon'ble Judges, Eminent Economists, social workers, Hon'ble Ministers are expected to be present. C V GIDDAPPA. This is not a fight against any one or an agitation. An awareness programme to lead happy life with self-disciplined life-style. "SAVE & BUY- DON'T BORROW BUY & SHY" EVIL EFFECTS OF DEBT: Loss of mental peace for the person and family members if there is default for one or two months. Loss of image and dignity if there is delay in repayment even a day or two. The finance company can auction your property under securitization Act by giving only notice without any court order for even default of 3 installments. The dream of becoming a owner of house makes you homeless. You loose your vehicle as well as money, if you default one or two Copyright © 2009 Credit Card Holder Association. All rights reserved.